Heer Digital Services (OPC) Private Limited – Empowering businesses with digital, government, and technology solutions across India.

Nivortech – Technology Partner
Home Services AePS – Aadhaar Payments

AePS – Aadhaar Payments

Banking services at your doorstep via Aadhaar

Enquire Now

AePS – Aadhaar Payments

Banking services at your doorstep via Aadhaar

AePS (Aadhaar Enabled Payment System) is an RBI-approved banking service that allows customers to perform basic banking transactions using only their Aadhaar number and biometric fingerprint — no debit card, PIN, or internet banking required. Heer Digital Services provides AePS services through our network of authorised agents, bringing banking to the doorstep of every Indian citizen.

AePS is a game-changer for financial inclusion in India, especially for rural and semi-urban populations who may not have easy access to bank branches or ATMs. Our AePS agents are equipped with biometric devices and can process transactions for customers of any bank that is linked to Aadhaar. This service is particularly valuable for senior citizens, daily wage workers, and people in remote areas.

What We Offer

01
Cash Withdrawal via Aadhaar Authentication
02
Balance Enquiry for Any Bank Account
03
Mini Statement (Last 10 Transactions)
04
Aadhaar-to-Aadhaar Fund Transfer
05
Fingerprint-based Biometric Authentication
06
Works for All Aadhaar-linked Bank Accounts
07
No Debit Card or PIN Required
08
RBI & NPCI Approved Platform
09
Available at Local Agent Points
10
Instant Transaction Processing
11
Transaction Receipt Provided
12
Commission for AePS Agents

How It Works

01
Customer Visits Agent

Customer visits the nearest Heer Digital AePS agent point with their Aadhaar number.

02
Aadhaar Verification

Customer provides their Aadhaar number and authenticates using their biometric fingerprint.

03
Transaction Processing

The transaction (withdrawal, balance enquiry, or transfer) is processed instantly through the NPCI network.

04
Receipt & Confirmation

Customer receives a printed receipt with transaction details and confirmation.

Why Choose Us

No debit card or PIN needed

Works for all Aadhaar-linked banks

Serves unbanked & rural population

Instant transaction processing

Earn commission per transaction

RBI & NPCI approved & secure

Frequently Asked Questions

Ready to get started?

Talk to our experts today — free consultation, no commitment.

Enquire Now